Financial Independence

Debtception - How micro monthly payments keep your margin at zero

Andrew Prine

Published on: 08/06/2026

Minimum payments and buy now pay later aren't neutral tools. Here's the behavioral science behind why they're engineered to keep your gap at zero

Andrew Prine

Published on: 04/06/2026

FI isn't about retiring early. Here's what it actually means for a behavioral health professional with a family and a job he actually likes.

Financial Independence