Delayed Gratification

Delayed Gratification

Andrew Prine
Published on: 21/07/2026

Are you leveraging your future to pay for your past and present?

Financial independencedelayed gratificationemergency fundsavingsfreedom
Pros and Cons of Homeownership

Pros and Cons of Homeownership

Andrew Prine
Published on: 29/06/2026

Homeownership is sold as the American dream, a milestone in adulthood. Is it really, though?

homeownershipreal estatebuying a housefinancial benefitspros and cons
Debtception - How micro monthly payments keep your margin at zero

Debtception - How micro monthly payments keep your margin at zero

Andrew Prine
Published on: 08/06/2026

Minimum payments and buy now pay later aren't neutral tools. Here's the behavioral science behind why they're engineered to keep your gap at zero

Why I'm Pursuing Financial Independence

Why I'm Pursuing Financial Independence

Andrew Prine
Published on: 04/06/2026

FI isn't about retiring early. Here's what it actually means for a behavioral health professional with a family and a job he actually likes.